You deserve access to capital on your terms.
Most borrowing is built on a simple idea: Prove your income. Prove your credit. Then, if the stars align, maybe you get access to capital. That model works. Until it doesn’t.
Borrowing at its most basic is about getting liquidity. But borrowing ignores something important: what you already own. It’s time to ditch the limited playbook of either selling assets or borrowing against income. Savvy investors, like those who diversify with metals, have an alternative option: a Battle Bank Metals Equity Line of Credit (MELOC).
Borrow smarter with secure lending.
Gold and silver are uniquely suited for borrowing against. They’re tangible and resilient, and you can buy or sell them anytime, day or night, 24/7/365. This reliability and liquidity allows Battle Bank to offer simpler access to capital. Because a MELOC is based on what you own, not what you earn, you get powerful advantages:
- There’s no credit pull.
- The underwriting process is simpler and faster than traditional loan types.
- You have more flexibility than a fixed loan — a revolving line means you can borrow, repay and borrow again.
And here are more ways a MELOC outperforms:
- You keep your metal, so you won’t miss out on potential appreciation.
- Since you aren’t selling the metal, there’s no tax bill associated with gaining the liquidity.
- You don’t have to tap into your home equity or sell other investments.
How to apply:
You can avoid getting mired in the traditional loan process — starting from scratch, qualifying, waiting, dealing with a credit pull. A MELOC is quicker and simpler:
- Apply online.
- We confirm you’re you and that your gold or silver is eligible.
- Your holdings determine your borrowing power, and your assets secure the line.
- Your metal is kept safe with Battle’s storage partner, Brink’s.
- MELOC payments and fees are conveniently drawn from your Battle Bank High Yield Cash Account.
A note on margin calls: We’ll warn you if the value of your metal drops sharply. If so, your collateral may not be enough to support the loan’s value, and we’ll ask you to send additional funds to cover the difference (or you can sell some of the metal). If prices drop very sharply and the value of the loan rises to 90% or more of your holdings’ value, we may be required to liquidate.
Built for how investors actually operate.
Sophisticated borrowers don’t sell. They use leverage intentionally to take advantage of opportunities. A MELOC isn’t about getting an emergency loan. It’s about long-term, strategic moves. You stay invested and growing while using what you’ve already achieved to accomplish even more.
The Battle Advantage.
You’ve built something outside the box. So have we. Most banks don’t offer metals in the first place, let alone a MELOC. But we’re not here to replicate outdated lending models. Battle is spearheading this option because we’re experts in metals and we pay attention to what investors actually want.
Welcome to fast, flexible, frictionless borrowing.
Our MELOC is for investors who want more control and flexibility — investors who think differently about money. Opportunities don’t wait. A MELOC means fewer barriers between you and access to capital.
If you’re ready to open a MELOC, contact our team at [email protected] or 855.922.8853 (BATTLE).
You can also learn more about our MELOC here.
If you’d like to read more about investing in metals with Battle Bank visit our Metals overview.
