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Commercial Lending

Battle Bank brings a relationship-driven approach to commercial lending for specialized industries, starting with software and adjacent markets with reoccurring revenue. We understand modern revenue models because we built this platform for businesses operating beyond traditional banking frameworks.

Why Companies Choose Battle Bank

Most banks force specialized businesses into generalized lending models, relying on outdated metrics and rigid underwriting that fail to capture how modern companies create value. Founded by banking industry veterans who have seen firsthand where banks have fallen short, Battle Bank was built for those who know that banking can and should be better. Our mission is to revolutionize banking by defending clients and putting them above all else.

 
That means delivering faster decisions, practical structures, responsive communication, and financing solutions designed around how modern businesses actually operate and grow, not forcing them into one-size-fits-all lending models.

Specialized Focus

Our first commercial lending vertical is for software and adjacent markets with recurring revenue

Practical Structures

Interest-only lines of credit are structured around recurring revenue borrowing bases

Relationship-Driven

Every transaction is evaluated on its own merits, with pricing, structure and debt capacity tailored to the company

Lower-Cost Alternative

Battle Bank aims to offer a lower-cost alternative to private credit rates and fees

Revenue Software Lending for Growth-Focused Businesses

Battle Bank delivers flexible lending solutions for software and adjacent markets with recurring subscription or maintenance revenue. Our approach is built around how modern companies actually operate; not outdated underwriting models designed for legacy industries.

Whether your business is optimizing profitability, investing in growth, or navigating changing market conditions, we structure credit facilities around durable revenue, customer retention, and long-term enterprise value.

Purpose-Built

Built for software and adjacent markets with recurring revenue, including B2B and select B2C models.

Credit That Scales

Interest-only lines of credit structured around recurring revenue borrowing bases.

Underwriting That Flexes

Flexible underwriting for positive cash flow, near-breakeven, and planned growth investment periods.

Terms That Work

Practical terms, including tailored pricing, relevant covenants, and generally no warrants or personal guaranties.

Banking Beyond Capital

Focused support from a banking partner designed to offer direct access, specialized expertise, and a lower-cost alternative to private credit.

Revenue Software Lending for
Growth-Focused Businesses

Purpose-Built

Built for software and adjacent markets with recurring revenue

Underwriting That Flexes

Flexible underwriting for positive cash flow, near breakeven and growth investments

Banking Beyond Capital

Direct access, specialized expertise, and a lower-cost alternative to private credit

Credit That Scales

Interest-only lines of credit structured around recurring revenue borrowing bases

Terms That Work

Practical terms featuring tailored pricing, relevant covenants and generally no warrants or personal guaranties

How to Start the Conversation

If your company has recurring subscription or maintenance revenue and is exploring a flexible credit facility, Battle Bank’s commercial lending team can help evaluate fit, structure and next steps.

Share Your Business Profile

Tell us about your product, customer base, ARR, ownership structure, and current capital needs

Review Revenue and Liquidity

We evaluate recurring revenue strength, retention, liquidity, cash flow profile, and enterprise value support

Structure the Facility

When there is a fit, we tailor a lending structure around borrowing base, covenants, pricing, and business objectives

Meet the Commercial Lending Team

Credit products and any applicable collateral are subject to approval. Additional terms and conditions apply. Programs, rates, terms, and conditions are subject to change at any time without notice. Battle Bank, N.A. is Member FDIC.

Need Support?

855.922.8853 (BATTLE)

Available Monday to Friday between 8:00 a.m. and 6:00 p.m. central time.

For your security, please do not send sensitive information—including account numbers, usernames, passwords, or Social Security numbers—to the support email, as it is not a secure channel.