Unallocated Metals

Few institutions offer unallocated metals — but Battle Bank does because it’s the most cost-effective way to own gold, silver, platinum and palladium. With our Unallocated Metals Account, you can purchase metals and store them through one of our secure partners. There are no monthly account or storage fees, and you can even borrow against your holdings — giving you liquidity without having to sell your metals.

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Unallocated Metals Benefits

Secure Storage Options

Your metals are securely stored in a fully audited, professionally managed facility—trusted by institutions and built for long-term protection. With rigorous inventory controls and independent oversight, you’ll have confidence that your assets are safe and accounted for.

No Monthly Fees

You’ll only pay a 0.75% fee on the wholesale price available to Battle Bank. No monthly account fees, no storage charges — just straightforward, low-cost access to gold, silver, platinum and palladium.

Loan Access on Holdings

Opening an Unallocated Metals Account is simple. Start with a $5,000 initial trade, then invest at your own pace — no minimums, no pressure. As your holdings grow, you can even borrow against them with a precious metals loan.

Convertible to Allocated

Want delivery of your unallocated metals? If so, easily convert your holdings to an Allocated Metals Account and choose delivery or secure storage. We make it flexible to fit your needs.

Available Metals Options

Coin Weights Available Premium Spread IRA Eligible
Eagle 1 oz, 0.5 oz, 0.1 oz 10.75% 0.75% Yes Open Now
Buffalo 1 oz, 0.5 oz, 0.1 oz 10.75% 0.75% Yes Open Now
Maple 1 oz, 0.5 oz, 0.1 oz 10.75% 0.75% Yes Open Now
Philharmonic 1 oz, 0.5 oz, 0.1 oz 10.75% 0.75% Yes Open Now
Krugerrand 1 oz, 0.5 oz, 0.1 oz 10.75% 0.75% Yes Open Now
Britannia 1 oz, 0.5 oz, 0.1 oz 10.75% 0.75% Yes Open Now
Kangaroo 1 oz, 0.5 oz, 0.1 oz 10.75% 0.75% Yes Open Now
Bar 10 oz, 1 oz 10.75% 10.75% Yes Open Now
Coin Weights Available Premium Spread IRA Eligible
Silver Eagle 1 oz $14.50 0.75% Yes Open Now
Silver Maple 1 oz $7.50 0.75% Yes Open Now
Silver Krugerrand 1 oz $7.00 0.75% Yes Open Now
Silver Britannia 1 oz $7.00 0.75% Yes Open Now
Silver Philharmonic 1 oz $7.00 0.75% Yes Open Now
Silver Kangaroo 1 oz $7.00 0.75% Yes Open Now
Silver Bar 100 oz $3.50/oz 0.75% No Open Now
Platinum Eagle 1 oz $90.00 0.75% Yes Open Now
Platinum Philharmonic 1 oz 9.00% 10.75% Yes Open Now
Platinum Maple 1 oz $90.00 10.75% Yes Open Now
Platinum Bar 1 oz $55.00/oz 10.75% No Open Now
Palladium Maple 1 oz $30.00/oz 10.75% Yes Open Now
Palladium Bar 1 oz $20.00/oz 10.75% No Open Now

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Frequently Asked Questions

Unallocated accounts, although buying gold or silver, you don't hold physical ownership of the metal.  Instead, the gold remains the possession of Battle Bank, on behalf of unallocated metals clients.  One of the primary benefits of unallocated accounts, they have no monthly account or storage fees. 

Additionally, unallocated accounts can be converted to an allocated account with specific coins and bars and delivered to the address on your Battle account (fabrication and delivery or storage fees apply if converted).

Allocated accounts refer to physical metal that is specifically allocated to you specifically.  When you purchase allocated precious metals, you are buying that metal in your name, distinct from other metal of Battle Bank.  That means you have legal ownership of specific coins or bars, which can be stored securely on your behalf (fees apply) or delivered to the address on your Battle account (delivery fees apply). 

You can buy and sell gold and silver in unallocated accounts.  We do not provide platinum or palladium as options in unallocated accounts.  

Yes. Battle Bank has 100% of the unallocated metals our clients have purchased stored at a Brink's storage facility.

We can't deliver gold or silver in your unallocated metals account. 

However, one of the benefits to an unallocated account with Battle Bank is that you can convert your unallocated holdings to an allocated metals account and choose to have the metal fabricated and delivered the account address on file.  (Fabrication and delivery fees apply)  

Unallocated Metals Accounts usually appeal to those who want to buy physical metal but don't have an interest in taking delivery or paying the higher costs generally associated with Allocated Metals Accounts. Keep in mind you can convert from an Unallocated Metals Account to an Allocated Metals Account at any time.  

No. Unallocated metals are not considered IRA eligible. 

The price you realize when buying and selling unallocated metals is typically within 1% of the wholesale price obtained by Battle Bank.

UNALLOCATED METALS BY BATTLE BANK

Get Started Today

Own precious metals the cost-effective way with Battle Bank’s Unallocated Metals Account—no storage fees, no monthly charges, and full liquidity through metals-backed loans

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